Privacy Policy
Last updated: February 20, 2026
1. Introduction
RuAI LLC ("RuAI," "we," "us," or "our") operates the RuAI mobile application (the "Service"). This Privacy Policy informs you of our policies regarding the collection, use, and disclosure of personal information when you use our Service.
2. Information We Collect
We collect the following types of information:
- Account Information: When you create an account, we collect your name, email address, and authentication credentials.
- Financial Data: Financial goals, budget information, income details, and transaction data that you voluntarily enter into the app. This data is stored securely and never shared with third parties.
- Usage Data: We collect information about how you interact with the app, including features used, session duration, and in-app actions to improve our Service.
- Device Information: Device type, operating system version, and unique device identifiers.
3. How We Use Your Information
- To provide and maintain the Service
- To generate personalized AI financial plans and recommendations
- To track your financial goals and progress
- To communicate with you about the Service
- To improve and optimize the app experience
- To process subscription payments through our payment provider
4. Data Storage and Security
Your data is stored securely using Supabase, a trusted cloud infrastructure provider with enterprise-grade security. We implement appropriate technical and organizational measures to protect your personal information, including encryption in transit and at rest, and Row Level Security policies to ensure data isolation.
5. Third-Party Services
We use the following third-party services:
- Supabase: Authentication and database hosting
- RevenueCat: Subscription management and payment processing
- Anthropic (Claude AI): AI-powered financial coaching and recommendations
- Google Sign-In: Optional authentication provider
6. AI-Generated Content
Our AI financial coaching feature uses Anthropic's Claude AI to provide personalized recommendations. Your financial data may be sent to Anthropic's API to generate these recommendations. Anthropic does not store or use this data for training purposes. AI-generated advice is for informational purposes only and should not be considered professional financial advice.
7. Your Rights
You have the right to:
- Access your personal data
- Request correction of inaccurate data
- Request deletion of your account and data
- Export your data in a standard format
- Opt out of non-essential communications
8. Children's Privacy
Our Service is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal data, please contact us.
9. Changes to This Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "last updated" date.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at support@ruai.io.